Terms of Service

1. Who We Are

Investor Simple operates a structured lending platform. We are not a registered broker-dealer or investment adviser, and nothing on this website constitutes an offer to sell, or a solicitation of an offer to buy, any security. Any actual offer or solicitation of a capital participation opportunity is made only through definitive participation or offering documents provided directly to qualified prospective partners, not through this website, and only to persons in jurisdictions where such an offer would be lawful.

This website does not constitute an offer to sell securities in any state or jurisdiction in which we are not qualified to make such an offer.

2. No Investment Advice; No Guaranteed Returns

Nothing on this website is investment, legal, or tax advice. Capital participation involves risk, including the risk of loss of principal. Any discussion of underwriting discipline, risk-based pricing, or platform structure describes our process, not a guarantee of any particular outcome or return. Past performance, if referenced anywhere on this website, is not indicative of future results. You should consult your own attorney, accountant, or financial advisor before making any investment decision.

3. Eligibility and Qualification

Participation in any capital opportunity may be limited to investors and capital partners who meet specific qualification criteria (which may include accredited-investor status or other requirements determined by the specific opportunity), subject to verification during our underwriting and onboarding process. Submitting your email or expressing interest does not guarantee eligibility to participate. You must be at least 18 years old to use this website.

4. Electronic Communications and Signatures

By using the website, you consent to receive communications, disclosures, and agreements from us electronically, and you agree that any electronic signature, acceptance, or agreement you provide has the same legal effect as a handwritten signature. You are responsible for maintaining internet and email access sufficient to receive these communications.

5. Use of the Website

You agree not to interfere with or disrupt the website, attempt unauthorized access to any part of it, or use any bot, scraper, or automated system to access it without our permission.

6. No Warranty

The website is provided "as is" and "as available," without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or completely secure.

7. Limitation of Liability

To the fullest extent permitted by law, Investor Simple and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website. This section does not limit any liability that cannot be limited under applicable securities law.

8. Third-Party Links

The website may link to third-party websites for your convenience. We do not control and are not responsible for those sites.

9. Intellectual Property

All content on the website is the property of Investor Simple or its licensors. You may not reproduce or distribute our content for commercial purposes without written permission.

10. Submissions and Indemnification

If you submit information through the website, you represent that it's accurate and that you have the right to share it with us. You agree to indemnify and hold harmless Investor Simple, its officers, employees, and affiliates from claims, damages, or expenses arising from your violation of these terms or your misuse of the website.

11. Dispute Resolution: Binding Arbitration and Class Action Waiver

Please read this section carefully. It affects your legal rights. Any dispute arising out of these terms or your use of the website (excluding disputes governed by a separate written participation or offering agreement, which controls) will be resolved by binding, individual arbitration rather than in court, except that either party may bring an individual claim in small claims court if it qualifies. You and Investor Simple each waive the right to a jury trial and the right to participate in a class action. Nothing in this section waives, and Investor Simple will not assert any waiver of, any right that cannot be waived under federal or state securities law.

12. Governing Law and Venue

These terms are governed by the laws of the State of Texas. Any dispute not subject to arbitration will be resolved exclusively in the state or federal courts located in Harris County, Texas.

13. Termination

We may restrict or terminate your access to the website at any time.

14. Entire Agreement

These terms, together with our Privacy Policy, make up the entire agreement between you and Investor Simple regarding the website. Any actual capital partnership is governed separately by its own definitive documents, which control over anything on this website in the event of a conflict.

15. Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.

16. Changes to These Terms

We may update these terms from time to time. Changes will be posted here with a new "Last updated" date.

17. Contact

Investor Simple, 4410 N Main St, Houston, TX 77009. Phone: 855-342-6700.